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• 11/05/00...Amendment 24

02/25/96...Appraisers function as lender's eyes
05/16/99...Appraisal key part of buying
• 05/07/00...Appraisals can turn tricky; know your options
• 04/29/01...Appraisers substantiate home's value
• 11/02/03...Property appraisals can be tricky busines
• 05/06/07...Inflated appraisals lead to federal crackdown
• 05/24/09...A new appraisal rule
• 11/19/11...What is a home worth?

08/04/96...Homeownership a good deal
04/06/97...Using the federal tax-law provisions to your advantage
08/10/97...City offering loans for home buyers
• 11/23/97...Current market good for buyers
07/12/98...Housing market is going strong throughout region
• 12/13/98...Today's market sophisticated
• 01/03/99...In new year, consider buying home
• 03/14/99...Selection, rates good,so time to buy is now
• 04/04/99...Keeping up with bills goes long way
• 06/13/99...Timing is important when going from renter to owner
• 06/27/99...Spend Home Equity Wisely
• 04/23/00...Renters: It makes sense to buy
• 10/15/00...That fixer-upper could prove to be house of your dreams
• 10/29/00...Homeowners can appreciate depreciation
• 12/24/00...Added equity reason to celebrate
• 01/14/01...Property tax relief came in under radar
• 05/30/04...Reverse mortgages can help seniors boost income
• 01/06/07...2007 laws change way homes are bought and financed

02/11/96...Real Estate Industry Changes
• 09/26/99...Corporations often pitch in to ease move
10/31/99...Influences already moving to future
• 08/20/00...Learn more about Initiative 256
• 01/09/00...Think carefully before throwing support to public nuisance proposal
• 12/17/00...Housing prices tied to consumer demand
• 02/24/02...Seniors might be exemption eligible
• 06/30/02...Homeowners design a lifestyle
• 07/28/02...'97 flood accelerated several projects in works
• 02/08/04...It's a tougher market to sell a home
• 11/14/04...Family changes dictate desires for location
• 10/02/05...Hurricanes could raise price of building supplies
• 11/12/05...Loss of deduction could affect homebuyers
• 02/04/06...Regionalization helps real estate agent grow
• 10/07/07...Housing market news isn't as bad as it seems
• 12/15/07...Location, location, location aren't the only words for most homebuyers
• 10/25/09...Website sheds light on market prices
• 12/11/10...Multi-generational home trend
• 06/04/11...We're living differently now

06/23/96...All those closing documents are important
• 12/07/97...Preparing for loan process can make it a lot easier
01/11/98...Read documents before closing
08/23/98...Work out details in advance
10/18/98...Think carefully on backup contracts
• 12/27/98...Take time and review paperwork-all of it
• 06/20/99...Buyers, sellers need to stay on top of process
• 03/12/00...Preparation is the key to closing
• 03/19/00...Know what you're signing when it comes to closing your home
• 03/26/00...Real Estate closings culminates with document signing
• 02/22/09...Closing documents

COMMERCIAL REAL ESTATE

06/30/96...Commercial real estate agent, can help business relocate
02/15/98...Local commercial market still strong, report shows
• 02/28/99...More trends from Realtec yearly update

• 03/07/98...Contingencies can be cause for headaches
• 05/07/00...Appraisals can turn tricky; know your options

05/18/97...City law requires radon disclosures
• 08/08/99...Radon can be deadly, so spend time, money to find out if it lurks in your home
• 02/23/03...Testing, preventive measures can help stop mold's damage

ENERGY EFFICIENT HOMES

12/17/95...Energy rating system can make it easier to qualify
• 09/16/06...Colorado looking for the green in new homes
• 12/30/06...Home efficiency saves money, creates comfort
• 10/06/07...12th Annual American Solar Energy Society solar tour gives opportunity to see solar homes in action
• 08/23/09...Tax credit on energy savings for your home

• 02/08/98...City,county programs first-time homebuyers
• 11/22/98...First-time buyers. you can't miss this!
12/03/99...Parents can help seal home deal
• 02/13/00...Focus on building down payment
• 06/04/00...Before you take out that extra loan, ask yourself if it's worth it
• 03/01/09...Stimulus tax credit for first time buyers

01/00/96...Fort Collins market stabilizes for home buyers
01/07/96...Real estate investing can pay off
09/08/96...Looking back at city's history puts perspective on our growth
12/28/96...Don't be quick to judge growth here
08/10/97...City offering loans for home buyers
• 01/25/98...1997: Real estate year in review
• 01/23/00...Spiraling water prices problem for developers
• 04/16/00...Our homes' lawns have come a long way
• 07/02/00...Rising interest rates may determine what kind, size of home you can buy
• 07/23/00...Consider buying a home for your college student
• 08/13/00...Growth always has been part of life in area
• 08/20/00...Learn more about Initiative 256
• 03/18/01...HUD provides way into your own home
• 12/12/04...Magazine says Fort Collins housing prices a fair value
• 04/30/05...First impressions are important while selling a home
• 12/03/06...City's park and recreation adds to home values
• 09/02/07...Join the parade: tour area homes at annual event
• 09/08/07...Habitat for Humanity joins parade of homes
• 11/10/07...National news-created low home inventory creating decrease in supply
• 12/23/07...Real estate activity continues amid holidays
• 01/20/08...Region's market differs from national trends
• 09/29/08...Market turbulence
• 10/05/08...Financing and 4th quarter sales
• 10/26/08...Homes are a good hedge against inflation
• 09/06/09...City helping landlords meet rental standards for unapproved dwellings
• 09/27/09...Fed commits to purchasing mortgage backed securities
• 10/25/09...Website sheds light on market prices
• 01/03/10...Market looks optimistic for 2010
• 03/20/10...Media leaves unrealistic expectations for buyers
• 07/31/10...Shadow inventory in today's market
• 01/01/11...Indicators show a great start to 2011
• 12/24/11...Much to be hopeful for in the new year

• 01/25/98...1997: Real estate year in review
• 02/22/98...Scope of real estate market broadens in Northern Colorado
• 12/20/98...Holidays haven't slowed home sales activity
• 01/10/99...High-end market is different here
02/21/99...It's not too early to get ready for Y2K bug
• 06/13/99...Timing is important when going from renter to owner
10/31/99...Influences already moving to future
• 11/07/99...National trends define home buying
• 11/21/99...Be cautious when using home equity
• 04/16/00...Our homes' lawns have come a long way
• 07/16/00...Hamptons offer all that and aerie too
• 09/17/00...Title abstracts show city's family tree
• 10/25/09...Website sheds light on market prices
• 11/20/10...Getting back to normal in today's economic time

• 11/02/97...Consider refinancing an advantage on home equity
• 06/27/99...Spend Home Equity Wisely
• 06/04/00...Before you take out that extra loan, ask yourself if it's worth it
• 04/18/04...Don't refinance for the wrong reason
• 11/17/07...Understanding your home as a long-term financial investment

03/03/96...Some projects add value to home
• 04/18/99...Local firm offers help in time of moving need
• 10/17/99...Little-Known roof deserves more attention
• 06/11/00...Condition of house can add to price
• 05/13/01...Workshop kickstarts renovation of old home
• 06/16/02...Plan ahead, de-clutter for a smoother move
• 08/11/02...Months of delays can offer a lesson in renovation
• 03/23/03...Remodel may not be right choice
• 06/27/04...Ask questions, keep records when hiring a contract
• 12/24/06...Some home improvements can equal tax credits
• 08/23/09...Tax credit on energy savings for your home
• 11/29/09...Should I remodel or move?
• 04/02/11...Building permits

• 07/25/04...Be sure to read HOA rules before buying
• 08/08/04...Inform neighbors of covenant violations
• 11/06/05...Legislation has protections for HOAs, homeowners
• 12/04/05...Assocationonline.com a great HOA resource
• 06/10/09...Homeowner's association annual meetings
• 01/17/10...Financing tightens in condo market

• 08/01/99...Parade of Homes worth a look
• 05/23/99...Home Fair good place to look for your dream
• 09/05/99...Parade of Homes shows off flairs, flashes available in new properties
• 10/03/99...Try talking out problem before you bring city into dispute
• 10/10/99...Prepare home for coming months
• 11/07/99...National trends define home buying
• 01/09/00...Think carefully before throwing support to public nuisance proposal
• 07/30/00...There are ways to relieve stress on moving day
• 01/02/00...Rising market makes purchase of home in area great investment
• 05/27/01...Appreciate country's benefits on holiday
• 12/23/01...Property legislation impacts our lives
• 01/06/02...Keep expectations in check when buying first home
• 09/08/02...Preventative maintenance now will go a long way later
• 09/23/07...Join the parade: bid on home for charity
• 05/17/08...New graduates should learn to use credit wisely
• 11/02/08...What is a lease option?
• 07/17/10...Roommates
• 02/19/11...Credit scores decoded
• 03/19/11...Moving with kids

01/21/96...Title insurance protects purchaser

01/07/96...Real estate investing can pay off
05/26/96...Executive rentals are unique investments
03/14/97...Reverse mortgages give seniors options for financing retirement
04/06/97...Using the federal tax-law provisions to your advantage
• 11/23/97...Current market good for buyers
• 02/01/98...Seeking a great investment? Home ownership
07/12/98...Housing market is going strong throughout region
07/19/98...Maybe you can't afford not to own a home
• 10/04/98...Fed's decision creates wealth of opportunity for homebuyers
07/25/99...LoDo nice place to look for loft
• 01/02/00...Rising market purchase of home in area great investment
• 07/23/00...Consider buying a home for your college student
• 11/16/00...Be careful with home equity spending
• 03/27/05...Use IRA or 401k to invest in real estate
• 09/22/07...Investors can avoid tax by trading "up" property

02/02/97...Credit scoring rates your loan eligibility
• 11/14/99...Credit score best case for getting loan
12/26/99...Mortgage options wide open these days
• 01/16/00...Short on cash for down payment? Loan program can help you buy
• 02/13/00...Focus on building down payment
• 05/14/00...There is risk, but locking in interest rate can pay off in long run for buyers
• 06/04/00...Before you take out that extra loan, ask yourself if it's worth it
• 07/02/00...Rising interest rates may determine what kind, size of home you can buy
• 08/06/00...Bridge loan lets you juggle new, old homes
• 03/24/02...Consider consequences when refinancing
• 07/14/02...In some cases a lock-in is ideal to secure rate
• 01/03/04...Deal with red-flag issues before selling
• 10/01/06...Be sure you understand your home loan
• 10/07/06...Interesting thoughts on interest rates
• 12/02/07...If you have an ARM, find out when loan will reset
• 06/22/08...Area FHA loans tripled since '07
• 11/23/08...FHA loan limit change
• 10/04/09...Refinance to get out of exotic loans
• 11/27/10...New FHA deadlines
• 12/18/10...FHA condo expirations extended

10/20/96...CARHOF created to help low-income

06/15/97...Board of Realtors offering low-income housing grants
• 10/26/97...Program helps first-time buyers
08/30/98...City program provides down-payment help
• 11/22/98...First-time buyers, you can't miss this!
• 07/04/99...First-time buyers have opportunity for low-interest loan from CHFA
• 06/22/03...Grant money available to non-profits

• 09/30/07...Prevention is best way to handle mold

03/14/97...Reverse mortgages give seniors options for financing retirement
• 02/20/00...Mortgage lenders now are using credit scores
• 05/14/00...There is risk, but locking in interest rate can pay off in long run for buyers
• 09/04/10...Reverse mortgages
• 09/25/10...Paying off your mortgage
• 07/30/11...FHA maximum loan limits dropping
• 08/06/11...Positive impact of low interest rates

11/10/96...Think of home as an investment
• 09/26/99...Corporations often pitch in to ease move
• 05/21/00...Best price doesn't always get the house
• 06/18/00...When building a new home, work with builder to consider future renovations, possible sales

01/19/97...Landlords can find property-management tips in book
07/13/97...Landlords, tenants have obligations
• 09/06/09...City helping landlords meet rental standards for unapproved dwellings
• 05/07/11...City of Fort Collins Unapproved Dwelling Units (UDU) compliance program ends June 15
• 10/22/11...Beware of rental scams

• 04/27/08...Green fix-ups can see quick cost savings
• 08/23/09...Tax credit on energy savings for your home

04/28/96...Agents can help with job-related moves
06/08/97...Relocating? Get moving, and get well organized
10/19/97...Moving stressful for family, particularly anxious teens
01/17/99...Making move hard on teens
• 04/18/99...Local firm offers help in time of moving need
• 07/11/04...Tips reduce stress inherent in relocating
• 01/28/07...Realtors help businesses bring in top talent

02/23/97...Big increase expected in retail sales
• 09/05/99...Parade of Homes shows off flairs, flashes available in new properties

• 10/08/00...Establish house rules first thing in roommate situations

06/09/96...Reputation of schools plays role in attraction of home
• 12/14/03...School districts affect home prices

• 05/10/09...Help with property tax protest
• 08/23/09...Tax credit on energy savings for your home
• 02/26/11...New tax requirements for landlords
• 04/23/11...Tax protest